Cyber attack insurance and risk management

Cyber Attack

When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any risk management program.

Cyber liability insurance policies are tailored to meet your company’s specific needs and can offer a number of important benefits, including the following:

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Carry an ‘umbrella’ to protect you from a potential downpour

Umbrella Policy

One of the most important types of insurance you company can buy is Excess Liability Insurance, commonly known as Umbrella Insurance. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbrella to protect you from a potential downpour, Excess Liability Insurance protects your company from the types of claims that could close your business.

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D&O Fills The Coverage Gap

D&O Insurance

Whether you’re a nonprofit, privately held or a public company, it is likely that your business can benefit from a D&O (Directors and Officers) Policy.  In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment related exposures.

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Starting a business

Where to start

Start your first business this way: Begin with the smallest possible project in which someone will pay you money to solve a problem they know they have. Charge less than it’s worth and more than it costs you.

Repeat.

You don’t have to wait for perfect or large or revered or amazing. You can start.

From Seth Godin