For your family’s protection and peace of mind, you should definitely carry health insurance. But with so many plans and companies available, it can be difficult to decide what is right for you and your family. And many people believe that, with the rising costs of health care, they can’t afford health insurance. The truth is that there are many affordable plans available for individuals, families and even groups.
It is important to know the difference between Major Medical, Group, Indemnity and Short Term plans. They each have ways of covering hospital, doctors, testing, etc. with deductibles, coinsurance and copays. Some will qualify under the new law for a subsidy; some will exempt you from a penalty.
Supplementals – With the cost of Obamacare going up, supplements are more important than ever to help pay for deductibles, coinsurance and copays.
We have an experienced agent to help you find the right plan(s) and coverage for your situation.
Come by or call for an appointment.